APPLY NOW APPLY NOW

PROPERTY FINANCE

  • Home
  • PROPERTY FINANCE
Whether you are a small development company or a sizeable regional business with a number of schemes to finance we have a property development lender for you.
Commercial Mortgages
What is a commercial mortgage?

A commercial mortgage is used for the purposes of purchasing or re- mortgaging a commercial premise. You can also use a commercial mortgage to purchase investment properties. Commercial mortgages are provided by high street banks, challenger banks and other specialist lenders. lable to Business Owners (owner occupiers) and Investors.
Commercial mortgages can have a positive effect on asset appreciation. Over the term of the loan it is likely that the value of the building will increase.

Lending Criteria:
Lenders providing commercial mortgages would normally adhere to the following criteria:
Loan to value
Credit scoring
Credit scoring
Serviceability
Sector experience
Type of property
Sector type
Unusual property
Leasehold upscaling to Freehold
First time purchaser
Adverse credit can be considered
Advantages for choosing a commercial or semi-commercial property.
Commercial tenants will usually sign longer leases
Scheduled rent increases
Less rent voids
No maintenance
High rent yields
Stronger covenants
Greater stability
Attractive interest rates
Interest only or amortised

HELPING FUND BUSINESS, PROPERTY AND VEHICLE FINANCE

    Business Sectors

    Plant & Equipment Finance
    Engineering & Manufacturing Finance
    Aviation & Marine Finance
    Automotive  & Garage Finance
    Construction Finance
    Hotel Finance
    Business Acquisition Finance
    Retail Finance
    Renewable Technology Finance
    Taxi and Chauffeur Finance
    Transport & Logistics Finance

    Finance Options

    Business Loans
    Unsecured Loans
    Secured Loans
    Asset Finance
    Refinance
    Bridging Loans
    Invoice Finance
    Vehicle Finance
    Vehicle Leasing
    Buy to Let Mortgages
    Commercial Mortgages

    WE ARE A CREDIT BROKER & NOT A LENDER
    PLEASE MAKE BORROWING DECISIONS CAREFULLY, PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT KEEP UP WITH REPAYMENTS
    Modern Finance Solutions is a trading style of Autoleaseplan Ltd Company No 05244464 Registered 10 Basildene Road Hounslow TW4 7LE. ICO No ZA170240.

    We are authorised and regulated by the FCA No 723438. We are a credit broker and not a lender, we may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them.

    We work with a Limited Number of lenders whose particulars will be supplied upon request. We also arrange unregulated mortgages and we will act on your behalf to liaise with the mortgage lender.

    We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business) amend with the applicable/ appropriate commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

    We also charge Broker Fees of 1% of the amount borrowed on Property Loans, this will be disclosed to you in our Commission Disclosure and Terms of Business.

    www.smefinance.co.uk/modernfinancesolutions

    Call UsEMAILWhatsapp

    Hit enter to search or ESC to close